Fire Damage Public Adjuster
No one in Florida wants to think about fire damage in their home. Unfortunately, it can occur when you least expect it, according to this data. Sometimes the incident might be your fault, but often it is not. Here are the usual reasons for fire damage:
- You leave the stove or oven on for too long unattended.
- There is a worn-out or damaged electrical wire in the wall.
- Water inadvertently makes contact with an electrical or electronic device.
It’s difficult to salvage property after a fire. The best you can do is seek compensation from your insurance company for the full value of the damage. Then you can try to replace whatever was damaged on the property, including the entire home or building. But given the high value of most fire damage claims, your insurance company probably won’t be quick to approve your claim.
The insurance company’s claim adjuster will conduct a thorough examination of the fire-damaged property and want to know whether you took all reasonable steps to prevent the fire from occurring. Since there is a lot of fraud surrounding fire damage claim cases, they want to ensure you didn’t deliberately set the fire or purposely let it get worse.
First, the claim adjuster will want to see you had fire prevention measures in place. For instance, were fire alarms installed in your property? If so, were the batteries working, or did you forget to replace them? How about fire extinguishers or a fire door?
Although these safety measures are not expected in residential properties, they are expected in commercial properties. If your commercial property suffered fire damage and didn’t have a fire door or fire extinguisher, you could lose points on your insurance claim.
If the fire is too big for you to extinguish, call 9-1-1 immediately. Your insurance company will expect a fire marshal’s report and a police report on the incident. The claim adjuster will review this report to determine how the fire started and whether it was preventable.
Get Representation for Your Claim
Fire damage claims are too valuable and serious to handle by yourself. After your fire has been extinguished, your next phone call should be to Merkury Public Adjusters. We have the training and knowledge to guide you through the fire damage claim process. You’ll have peace of mind knowing that a professional adjuster is on your side instead of the insurance company’s side.
Our fire damage public adjusters will evaluate the extent of the damage and review the fire marshal’s report. We’ll take photographs and look over all the documentation and other evidence to come up with a reasonable defense for your claim.
Most importantly, we’ll determine the true value of the fire damage and request this amount on your behalf as a settlement from your insurance company. Once they see you have a public adjuster handling your claim, they’ll be more likely to settle for a fair amount. Without such representation, though, they’ll try to lowball you every step of the way.
Hire Our Fire Damage Public Adjusters Today
Your fire damage claim could determine your financial future. If your property has suffered several thousands of dollars in damages, you must handle the claim process in a professional manner.
It would be in your best interest to contact a public adjuster today and get your claim process started the right way. Merkury Public Adjusters will work with you from beginning to end to ensure you are paid what you deserve. And remember, we don’t get paid until you get paid! There are no up-front costs for using our services.