Mold Damage Public Adjuster
Mold damage is often the result of roof leakage or some other kind of water-related damage. It could also be the result of humidity and a lack of air circulation inside of the property, specially in the state of Florida.
In any case, you don’t want to mess around when mold is concerned. It might not seem like a big deal to see a black or white substance growing on walls and ceilings, but it can become a serious health hazard if it’s not dealt with quickly and efficiently.
Insurance companies used to be lenient with mold damage claims because they were not so common. For a long time, the public did not understand the dangers of mold, so it was no big deal for them to see it in their properties. But now the public is a lot more educated about mold damage and how it can cause respiratory illnesses in people who inhale too many mold spores.
As a result, mold damage claims have increased over the last 20 years or so. Today, mold claims cause insurance companies to go into panic mode. That’s why many insurance policies have strict standards in place for mold damage coverage. Most policyholders are unaware of these standards because they don’t read all of the provisions in their policy.
However, you have every right to file a claim with your insurance company if your home’s mold problem is getting out of hand. If you can prove that you didn’t promote the spread of the mold, your insurance company will approve your mold damage claim. But getting to that point be easy.
What to Do
First, you have to trace the source of the mold damage. Do you have a leaky water pipe somewhere? Is your roof leaking? It is imperative that you discover the root cause of the mold damage and then do whatever is necessary to fix it. Your insurance company will expect you to take reasonable steps to stop the spread of the mold. If you don’t, they might deny your claim.
The next thing you must do is document the mold damage. Wear a mask and protect your face from inhaling mold spores. Just take out your camera and start snapping pictures of all the moldy areas. Clean up all the watery areas of your home and run dehumidifiers in all the moldy rooms.
At this point, you’ve done everything possible to stop the mold from getting worse. Now is the time to contact a mold damage adjuster from Merkury Public Adjusters and let them take over. You’ll need a solid public adjuster to ensure your mold damage claim is handled correctly. Otherwise, it’ll be easy for your insurance company to find a discrepancy that will give them a reason to deny your claim.
Contact Our Mold Damage Public Adjusters Today!
Merkury Public Adjusters charges its clients on a commission-only basis. That means we only get paid after your mold damage claim is approved by your insurance company. If your claim is denied, we won’t get paid. Does that sound fair to you?
Of course, we don’t intend to lose the case. Our mold damage public adjusters have recovered millions of dollars for clients with water and mold damage claims. Mold damage claims are complicated, which is why you need the very best adjusters on your side every step of the way.