Theft Vandalism Damage Public Adjuster
As a Florida property owner, you probably don’t want to think about the possibility of your home or business getting vandalized, or a thief breaking into your building and stealing valuable possessions and inventory. These incidents could happen at any time of the day or night. There’s no way to predict when they might happen. You just have to respond quickly when it does.
Try to take reasonable steps to prevent a theft or vandalism incident from occurring on your property. Here are the most basic steps you can take:
- Keep your doors and windows locked whenever you’re not around.
- Install surveillance cameras on the outside of your property. Even fake cameras can deter a potential thief away from your property.
- Keep your garage door closed and locked.
- Maintain a good relationship with your neighbors. They might feel compelled to call the police if they notice anyone unusual on your property while you’re away.
- Install motion detectors and an alarm system. Motion detectors can deter vandals, while an alarm system will deter thieves.
You’re not required to take these preventative actions to get your insurance claim approved. However, if you can provide surveillance footage to your insurance company, for example, it will be easier to prove that someone vandalized your property or stole items from it.
What to Do First
If your property has been stolen or vandalized, you must take immediate action. Here’s what to do:
1) Call the police and report the incident. It is imperative that you have a police report available to give to your insurance company, so always call the police to report such a crime.
2) Make a list of all the stolen items. The police will want to include this list in their report.
3) Try to find all receipts, photographs, credit card statements, and other documentation that prove the value of the stolen items. These documents can also prove their existence.
4) Take pictures of all the damaged areas inside and outside your property.
Now that you’ve collected evidence and filed a police report, you can do one of two things. You can contact your insurance company and file a claim to report the incident, or contact a public adjuster. We recommend the latter option.
Contact a Theft and Vandalism Public Adjuster
It’s better to contact a public adjuster first, because they can help you gather evidence and prove the value of the stolen items and the damages incurred. The insurance claim adjuster won’t help you prove anything. They will simply evaluate the existing evidence and make a judgment based on that. A public adjuster will keep searching for new evidence to prove the claim is valid.
Merkury Public Adjusters are experts with theft and vandalism damage claims. We handle these types of claims all the time. If evidence is collected properly, then it’s easy to prove these claims and pressure insurance companies to settle for the maximum amount requested. All you need is the right public adjuster to manage your claim and fight for your rights.
Have you recently suffered a property loss because of vandalism or theft? If so, contact Merkury Public Adjusters. Our people are standing by and waiting to assist you. Our number is 561-670-7838. Call us and book an appointment with our team today.