Water Damage Public Adjuster
Water damage can cause all kinds of damage to a property, specially in the state of Florida. It can ruin the floors, roof, walls, or the entire internal structure of a home or building. Even the smallest leak or rainstorm can lead to severe water damage worth hundreds or even thousands of dollars.
Your insurance company will expect you to do everything possible to prevent water damage to your property. If you have a leaky roof or burst water pipe, for example, it is your responsibility to cover the roof or turn off the water main supply to prevent further leakage. Your insurance company may deny your claim if they find out you didn’t act soon enough to stop further damage from occurring.
Here are the most common reasons why you might have water damage:
- Damaged Roof
- Broken or worn pipes
- Toilet leak
- Dishwasher leak
- Clogged sink
- Clogged bathtub
- Faulty washing machine
- Excessive rainstorm
Some of these situations are unavoidable. For instance, if a major hurricane or flood strikes your community, there’s nothing you can do to stop it. Your insurance company would be obligated to approve your claim in these scenarios, as long as your policy covers hurricane or flood damage. If it denies your claim or offers you a low settlement amount, you have the right to fight for a higher one.
Insurance companies want to make money. They can’t do it if they keep approving large claim settlements for their policyholders. Insurance agents are taught to look for any way to deny a claim so the insurance company can save money.
So, when a major disaster strikes and causes water damage to several properties, the insurance companies will find themselves under pressure to deny claims or settle at loer amounts. But that doesn’t mean you have to settle for less than what you deserve under the law.
The Benefits of a Water Damage Public Adjuster
A public adjuster knows how to manage water damage claims. Don’t trust your insurance company to be honest about the evidence and details it collects. Its claims adjuster will look for any excuse to find fault against your claim.
Our water damage public adjusters, on the other hand, will look for evidence and facts to support the validity of your claim. We’ll go out of our way to make it impossible for your insurance company to give you an unfair settlement. After we present the facts clearly, they will have no choice but to agree to a settlement that covers the value of your water damage.
Insurance companies place water damage in one of three categories. The specific category for your water damage will determine the size of the settlement you receive. We can determine which category your water damage belongs to.
There is a category that involves clean water, such as broken dishwashers or other water appliances. The gray water category is when contaminated water damages your property, such as when a toilet overflows.
In rare cases, you may experience the black water category. That is when toxic water – such as a sewage leak or some other type of contaminated water – enters your home.
Your insurance company might try to place everything in the first category so they can pay out a smaller settlement. But if you hire our water damage public adjusters to assist you, we’ll make sure the your claim is filed under the appropriate category.
Contact Merkury Public Adjusters Today!
You can’t wait to repair water damage. You need to file a claim immediately so your insurer will take it seriously. Merkury Public Adjusters is always here to back you up every step of the way. Simply contact us here or call us at 561-670-7838. We’ll be happy to review your case and consider representing you in your insurance claim.